body {
	font-family: Arial, Tahoma, Verdana, Helvetica, sans-serif;
	color: #333;
	background-color:#FFF;
	margin: 0px;
	padding: 0px;
	text-align: center;
	font-size:80%;
	background-color:#FFFCDC;
	}
	table {
		border-spacing: 0px;
		border-collapse: collapse;
	}
	table.pad td {
		padding:4px 5px 0px;
		margin: 0px;
	}
	td, th { 
		padding: 0; 
		vertical-align: top;
	}
	img {
		vertical-align:bottom;
	}
	a img {
		border:none;
	}
	a {
		color: #00446B;
		text-decoration:none;
	}
	a:hover {
		text-decoration:underline;
	}
	h1 {
	font-size: 130%;
	margin: 7px 0px;
	padding: 7px 0px 0px;
	clear: both;
	font-weight: bold;
	color: #001B7E;
	border-top-width: 1px;
	border-right-width: 1px;
	border-bottom-width: 1px;
	border-left-width: 1px;
	border-top-style: solid;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	border-top-color: #CCCCCC;
	border-right-color: #CCCCCC;
	border-bottom-color: #CCCCCC;
	border-left-color: #CCCCCC;
	}
	h2 {
	font-size: 110%;
	margin: 7px 0px;
	padding: 0px;
	clear: both;
	color: #001B7E;
	font-weight: bold;
	}
	h3 {
	font-size: 95%;
	margin: 7px 0px;
	padding: 0px;
	clear: both;
	font-weight: bold;
	color:#001B7E
}
	h4 {
	font-size: 90%;
	margin: 7px 0px;
	padding: 0px;
	clear: both;
	font-weight: bold;
	color:#001B7E
}
	p, li {
		line-height:135%;
		color: #333;
		padding: 0px 0px 10px 0px;
		margin: 0px;
	}
	ul {
		margin-top:0px;
		color:#333;
	}
	li {
		padding: 0px 0px 5px 0px;
		margin:0px;
		background-repeat: no-repeat;
		background-position: 0px 5px;
	}
	blockquote {
		margin: 0px;
		padding: 0px 0px 0px 20px;
	}
	form {
		margin: 0px;
		padding: 0px;
	}
	form td{
		padding:0px;
		vertical-align:middle;
	}
	form td p{
		padding:0px;
	}
	input, select {
		font-size:85%;
		font-family: Arial, Helvetica, sans-serif;
		border:1px solid #CCC;
		color:#666;
		margin:2px;
		padding:1px;
	}
	input.dark, select.dark {
		color:#FFF;
		background-color: #999;
		border: 1px solid #666;
	}
	input.noborder, select.noborder {
		border: 0px none #FFF;
	}



/* --------------------------------------------------------------- */
/* --------------------------------------------------------------- */



/* --------------------------------------------------------------- */
/* --------------------------- DIV IDs --------------------------- */
	#universe {
		text-align: left;
		margin-left: auto;
		margin-right: auto;
		padding: 0px;
		width: 785px;
		vertical-align: top;
		overflow: hidden;
		background-color:#FFF;
	}
#header {
	white-space: nowrap;
	overflow:hidden;
	width:850px;
	background-color:#2C56AB;
	padding:0px;
	margin:0px;
	border-width: 0px 0px 20px;
	border-style: none none solid;
	border-color: #001B7E;
}
#header img{
	padding: 0px;
	margin: 0px;
}





	
#contentandbarholder {
	width:550px;
	float:left;
	padding: 15px 15px 30px 30px;
	margin: 0px;
	clear:right;
	background-color:#FFF;
	/* min-height hack for ie6 */
			min-height: 350px;
			height: auto !important;
			height: 350px;
}

#footer {
	text-align: left;
	margin-left: auto;
	margin-right: auto;
	margin-top:0px;
	padding: 10px 15px 15px 30px;
	width: 740px;
	vertical-align: top;
	overflow: hidden;
	font-size: 10px;
	color: #FFFFFF;
	border-width: 5px;
	border-style: solid none none;
	border-color:#001B7E;
	clear:both;
}
	#footer p{
	font-size: 10px;
	color: #002952;
	}
#sponsorsad {
	text-align: center;
	padding: 0px;
	margin-top: 40px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
}